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Why rent when you can own thru Joanna Legacy Homes, as low
as P4,989.77/month. Location: Lamac, Consolacion, very close to the main highway to the North of Cebu.

| Actual interior photos |
Click each picture to enlarge |
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FLOOR PLANS of PRESCILLA HEIGHTS Townhouses
(Click the image below to enlarge)

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PRESCILA HEIGHTS SUBDIVISION MAP ( Click the map below to enlarge)

PROJECT LOCATION |
LAMAC, CONSOLACION CEBU |
PACKAGE |
Two-storey |
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2 Toilet & Bath |
| PRICE |
P850,000.00 |
PAG-IBIG FINANCING
Reservation (Full) |
P15,000.00 |
| Maximum Loanable Amount |
P750,000.00 |
| Equity |
P85,000.00 |
| Installment Period (months) |
12 |
| Equity Amount |
P7,083.33 |
| Interest Rate |
7.0% |
Note: Equity payment should start 30 days after reservation
AMORTIZATION (Monthly excluding insurances)
30 years |
P4,989.77 |
| 25 years |
P5,300.84 |
| 20 years |
P5,814.74 |
| 15 years |
P6,741.21 |
| 10 years |
P8,708.14 |
| 5 years |
P14,815.90 |
| Insurances |
P577.50 |
IN-HOUSE FINANCING
Reservation (Full) |
P15,000.00 |
| Down payment (30% of TCP) |
P255,000.00 |
Down payment payable within 6 months without interest covered by PDC |
| Loanable Amount |
P580,000.00 |
| Maximum Term of Loan |
5 years |
| Interest Rate |
18% |
| Interest Type |
Diminishing |
| AMORTIZATION (excluding insurances) |
| 5 years |
P14,728.19 |
| 4 years |
P17,037.50 |
| 3 years |
P20,968.39 |
| 2 years |
P28,955.98 |
| 1 year |
P53,174.40 |
| First monthly payment is due 30 days after reservation. Buyer should issue PDCs for the amortization schedule.
Buyer will be charged for the MRI 7 Fire insurances. |
CASH PURCHASES WITHIN 6 M0NTHS
Reservation (Full) |
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P15,000.00 |
| Balance |
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P835,000.00 |
| Monthly due |
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P139,166.67 |
| First monthly payment is due 30 days after reservation. Buyer should issue PDC for the amortization schedule.
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SPOT CASH PURCHASES:
Reservation (Full) |
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P15,000.00 |
| Discount |
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P42,500.00 |
| Balance |
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P792,500.00 |
| Balance should be paid within one week or the discount will be forfeited |
HOUSE DETAILS:
Lot size |
50 sqm |
| Lot Dimension (mtrs) |
5 X 10 |
| Floor Area |
61 sqm |
| Garage |
Yes |
| Garage Area |
10. |
| Bedrooms |
3 |
| Toilet & Bath |
2 |
| Balcony |
No |
| Kitchen Cabinet |
Yes |
CONSTRUCTION DETAILS:
Roofing |
Shingles |
| Windows (Main) |
Sliding |
| Windows (Topilet & Bath) |
Jalousie |
| Flooring (Ground) |
Tiles |
| Flooring (Second) |
Concrete |
| Paint (interior) |
Yes |
| Paint (exterior |
Yes |
MEASUREMENTS:
Master's Bedroom |
3.10 X 3.80 + (8.00 X 1.10) |
| Bedroom 2 |
3.70 X 2.50 |
| Bedroom 3 |
2.50 X 2.80 |
| Toilet & Bowl (ground) |
1.90 X 1.20 |
| Toilet & Bowl (second) |
1.90 X 1.0 |
| Ground Floor to 2nd Floor (mtr) |
2.70 |
| 2nd Floor to Ceiling (mtr) |
2.60 |
| Ceiling to Rooftop |
1.50 |
| Garage |
2.5 X 4 |
| Road Easement |
2.00 |
EXCESS LOTS:
Corner Lots (Price per sqm) |
P4,500.00 |
Inner / End Lots (Price per sqm) |
P4,000.00 |
LOT ONLY:
Corner Lot (Price/sqm) |
P4,200.00 |
| Inner/End Lot (Price/sqm) |
P4,000.00 |
| Reservation (Full) |
P15,000.00 |
| Down Payment |
10% of contract price |
| Monthly Due (Balance No Interest) |
Payable in 36 months maximum |
- Cash Purchases same as scheme as House & Lot Cash Purchases
- Down Payment is due 30 days after reservation
- First monthly amortization is due 30 days after down payment
- Buyer should issue PDC's for the amortization schedule
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ADDITIONAL INFORMATION:
Excess lots can be added to loanable amount (case to cases basis) |