Cheapest House and Lot in Consolacion Cebu at GRAND TERRACE by Joanna Legacy Homes
	Why rent when you can own thru Joanna Legacy Homes, as low as P3,991.81/month. Affordability, Comfortability, Accessibility, and Investment return is our guarantee ...   Actual interior photos Click each picture to enlarge     FLOOR PLANS (Click the image below to enlarge) GRAND TERRACE SUBDIVISION MAP ( Click the map below to enlarge) PROJECT LOCATION CASILI, CONSOLACION CEBU PACKAGES Duplex Two-storey Two-storey     1 T&B 2 T&B PRICE P1,500,000 P600,000 P650,000 PAG-IBIG FINANCING Reservation (Full) P15,000.00 P15,000.00 P15,000.00 Maximum Loanable Amount P1,200,000.00 P550,0000.00 P600,000.00 Equity P285,000.00 P35,000.00 P35,000.00 Installment Period (months) 18 6 6 Equity Amount P15,833.33 P5,833.33 P5,833.33 Interest Rate 10.50% Note: Equity payment should start 30 days after reservation AMORTIZATION (Monthly excluding insurances) 30 years P10,976.87 P3,659.16 P3,991.81 25 years P11,330.18 P3,887.29 P4,240.68 20 years P11,980.56 P4,264.14 P4,651.79 15 years P13,264.79 P4,943.56 P5,392.97 10 years P16,192.20 P6,385.97 P6,966.51 5 years P25,792.68 P10,890.66 P11,880.72 Insurances P924.00 P423.50 P462.00 IN-HOUSE FINANCING Reservation (Full) P15,000.00 P15,000.00 P15,000.00 Down payment (30% of TCP) P450,000.00 P180,000.00 P195,000.00 Down payment payable within 6 months without interest covered by PDC Loanable Amount P1,035,000.00 P405,000.00 P440,000.00 Maximum Term of Loan 5 years 5 years 5 years Interest Rate 18% 18% 18% Interest Type Diminishing Diminishing Diminishing AMORTIZATION (excluding insurances) 5 years P20,494.24 P10,284.34 P11,173.11 4 years P24,784.36 P11,896.87 P12,925.00 3 years P31,957.80 P14,641.72 P15,907.05 2 years P46,339.62 P20,219.26 P21.966.60 1 year P89,555.18 P37,130.40 P40,339.20 First monthly payment is due 30 days after reservation. Buyer should issue PDCs for the amortization schedule. Buyer will be charged for the MRI 7 Fire insurances. CASH PURCHASES WITHIN 6 M0NTHS Reservation (Full) P15,000.00 P15,000.00 P15,000.00 Balance P1,485,000.00 P585,000.00 P585,000.00 Monthly due P247,500.00 P97,500.00 P105,833.33 First monthly payment is due 30 days after reservation. Buyer should issue PDC for the amortization schedule. SPOT CASH PURCHASES: Reservation (Full) P15,000.00 P15,000.00 P15,000.00 Discount P75,000.00 P30,000.00 P32,500.00 Balance P1,410,000.00 P555,000.00 P602,500.00 Balance should be paid within one week or the discount will be forfeited HOUSE DETAILS: Lot size 80 sqm 40 sqm 40 sqm Lot Dimension (mtrs) 8 X 10 4 X 10 4 X 10 Floor Area 70 sqm 51 sqm 55 sqm Garage Yes No No Garage Area 7.7 sqm N.A. N.A. Bedrooms 3 3 3 Toilet & Bath 2 1 2 Balcony Yes No No Kitchen Cabinet Yes Yes Yes CONSTRUCTION DETAILS: Roofing S-RIBS Shingles Shingles Windows (Main) Sliding Sliding Sliding Windows (Topilet & Bath) Jalousie Jalousie Jalousie Flooring (Ground) Tiles Tiles Tiles Flooring (Second) Concrete Steel & Wood Steel & Wood Paint (interior) Yes Yes Yes Paint (exterior Yes Yes Yes MEASUREMENTS: Master's Bedroom 3.00 X 3.00 ++ 3.10 X 3.00 3.10 X 3.00 Bedroom 2 3.00 X 3.00 3.00 X 2.00 3.00 X 2.00 Bedroom 3 3.00 X 2.50 2.10 X 2.00 2.10 X 2.00 Toilet & Bowl (ground) 1.70 X 1.20 2.00 X 1.50 2.00 X 1.50 Toilet & Bowl (second) 2.00 X 1.20 N.A. 2.00 X 1.50 Ground Floor to 2nd Floor (mtr) 2.70 2.40 2.70 2nd Floor to Ceiling (mtr) 2.60 2.40 2.70 Ceiling to Rooftop 1.50 0.90 0.90 Garage 2.96 X 2.60 N.A. N.A. Road Easement 2.00 2.00 2.00 EXCESS LOTS: Corner Lots (Price per sqm) P4,000.00 P4,000.00 P4,000.00 Inner / End Lots (Price per sqm) P3,500.00 P3,500.00 P3,500.00 ADDITIONAL INFORMATION: Excess lots can be added to loanable amount (case to cases basis)